Short answer. PerkClub and Loyalzoo both bill recurring memberships and both offer Apple and Google Wallet passes — but they do different halves of the job. Loyalzoo is a broad loyalty and marketing suite (points, stamps, SMS/email/push, memberships) that provides the billing and loyalty layer. What it doesn't do is redeem perks at the counter or enforce limits: there's no QR or wallet scan at the till to mark a perk used, and no daily-cap or fair-use engine. PerkClub is membership-first and runs that operational half — QR redemption at the counter, daily caps and entitlement limits applied in real time — so a "one coffee a day" membership is actually enforceable. Pick Loyalzoo for a broad loyalty toolkit; pick PerkClub when members need to redeem a controlled perk in person.
The real difference: billing vs the redemption & limit engine
It's worth being precise, because Loyalzoo and PerkClub overlap on the obvious things. Both can bill a recurring membership, and both deliver to an Apple or Google Wallet pass. So this isn't a case of "PerkClub has memberships and wallet passes and Loyalzoo doesn't" — Loyalzoo ships both.
The difference is what happens at the counter. Loyalzoo provides the billing and loyalty layer — it takes the recurring payment and tracks points and stamps. It does not run in-person redemption or a limit engine: there's no QR or wallet scan at the till that marks a specific perk as used today, and no daily cap or fair-use rule enforced in real time.
PerkClub is built around exactly that operational half. A member shows their wallet pass or QR code, a staff member scans it, and PerkClub applies the entitlement and the cap on the spot — one redemption, today, against this membership. For a "one barista-made coffee a day" club, that enforcement is the product: without a redemption and limit engine, a daily perk is unbounded and the economics don't hold. Billing a membership is only half the job; redeeming and capping it in person is the other half.
Where they overlap (be fair)
Loyalzoo is a well-established, broad loyalty and marketing platform for UK independent retail and hospitality, and it does a lot: digital points and stamps, marketing (SMS, email and push), paid memberships with automated recurring payments, Apple and Google Wallet passes with no app required, an optional own-branded app, and integrations with specific tills (Clover, Square, EPOS Now and Shopify). If you want a wide set of loyalty and marketing levers in one place, that breadth is the selling point.
PerkClub is deliberately narrow by comparison — recurring memberships, redemption and caps, nothing else. The trade-off is real in both directions: Loyalzoo gives you more tools; PerkClub gives you the in-person redemption and limit engine that a controlled, recurring perk actually needs.
POS approach: integrated vs agnostic
Loyalzoo integrates with specific point-of-sale systems — Clover, Square, EPOS Now and Shopify — which can make the in-store flow tighter if you're already on one of those.
PerkClub is POS-agnostic and integrates with nothing at the till. Redemption runs through the wallet pass / QR scan on any device with a camera, so it works the same whether you're on Square, Clover, EPOS Now, Shopify, Lightspeed or a paper book. There's nothing to integrate and nothing to migrate if you change tills.
Pricing: transparent tiers vs a flat fee
Loyalzoo scores well on pricing transparency. It publishes per-tier UK pricing: a GROW plan at £57+VAT a month, a SMART plan at £127+VAT a month, and a custom MULTI plan for multi-location businesses, with no setup fees.
PerkClub is priced as a flat monthly platform fee plus standard Stripe processing on what you bill members, independent of how many members or locations you run. Stripe pays out to your own bank account weekly. See the pricing page for the current figure.
When Loyalzoo is the right pick
Be fair about where Loyalzoo wins. If you want a broad, proven loyalty and marketing suite — points, stamps, SMS/email/push, plus memberships and wallet passes — under transparent per-tier pricing, and you don't need controlled in-person redemption, Loyalzoo is a strong, well-established choice for UK independents.
PerkClub would be the wrong tool if what you want is points, stamps and campaign tooling. That's not what it does.
Why a UK independent might choose PerkClub
If your membership depends on redeeming a specific perk in person — a daily coffee, a weekly loaf, a monthly cut — and capping it fairly, you need the redemption and limit engine, not just billing. That's the half PerkClub is built around: membership-first, QR redemption at the counter, daily caps and entitlements enforced in real time, POS-agnostic, delivered as a wallet pass. Plenty of independents happily run a broad loyalty suite and a focused membership product side by side, because they solve different problems.
Bottom line
Loyalzoo and PerkClub both bill memberships and both offer wallet passes, so this isn't about one having features the other lacks across the board. The dividing line is the counter: Loyalzoo provides the billing and loyalty layer, while PerkClub adds the redemption and limit engine — QR redemption, daily caps and fair-use enforcement — that makes a controlled, recurring perk actually work in person. If you'd like to talk it through, the PerkClub team is happy to walk through your numbers.
Sources
Pricing and competitor features are accurate as of June 2026 and may change — check the provider's own site for current details. The redemption and limit-engine comparison reflects PerkClub's product capabilities and how each platform positions itself.
